Senior Manager, Strategic Finance

<h2><span style="font-family: helvetica, arial, sans-serif;"><strong>About the role</strong></span></h2> <p><span style="font-family: helvetica, arial, sans-serif;">We’re seeking a Senior Finance Manager, Payments to own the Cost of Revenue function at Chime! In this role, you will play a critical part in ensuring forecasting accuracy while driving forward high-impact strategic and financial initiatives. You’ll partner closely with business leaders and finance team members to provide insights, influence decision-making, and help shape Chime’s financial strategy.</span></p> <p><span style="font-family: helvetica, arial, sans-serif;">As the leader of the Cost of Revenue function at Chime, you will own the strategy, execution, and continuous improvement of COR forecasting and financial operations. You will build and lead a high-performing team, setting the vision for how we think about cost structure and the tradeoffs between revenue growth and cost efficiency across the business.</span></p> <p><span style="font-family: helvetica, arial, sans-serif;">You will serve as a trusted strategic partner to senior leaders across Product, Banking Partnerships, Data, Engineering, and Accounting going beyond forecast accuracy to shape how Chime evaluates the financial viability and economics of new product launches, features, and initiatives. You'll instill frameworks that help cross-functional partners understand cost implications early in the decision-making process, ensuring financial rigor is embedded in how we build and scale.</span></p> <p><span style="font-family: helvetica, arial, sans-serif;">You will lead coverage of key COR areas including processing, network, and bank-related costs, bringing a deep understanding of the drivers including transaction volume, pricing dynamics, vendor relationships, and product evolution that influence our cost structure. In this capacity, you will also play an active role in vendor contract negotiations and renewals, partnering with Legal, Procurement, and business stakeholders to optimize terms and drive cost efficiency at scale.</span></p> <p><span style="font-family: helvetica, arial, sans-serif;">You will oversee the monthly close process in partnership with Accounting, ensuring the integrity of actuals, variance explanations, and financial reporting across all COR categories. Beyond the close, you will drive the bottoms-up planning process and establish scalable, repeatable forecasting frameworks — leveraging AI and automation to enhance precision, reduce manual effort, and position the team to operate effectively as Chime grows.</span></p> <p><span style="font-family: helvetica, arial, sans-serif;">The base salary offered for this role and level of experience will begin at $173,000 and up to $240,000. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.</span></p> <h2><span style="font-family: helvetica, arial, sans-serif;"><strong>In this role, you can expect to</strong></span></h2> <ul> <li style="font-family: helvetica, arial, sans-serif;"><span style="font-family: helvetica, arial, sans-serif;">Lead and evolve the COR forecasting function, setting the strategic direction for how we incorporate key drivers such as transaction volumes, pricing dynamics, vendor changes, and product evolution into our financial models</span></li> <li style="font-family: helvetica, arial, sans-serif;"><span style="font-family: helvetica, arial, sans-serif;">Own the development and continuous improvement of Cost of Revenue reporting and dashboards, ensuring senior business and finance leaders have timely, accurate visibility into vendor costs, transaction drivers, and overall COR performance</span></li> <li style="font-family: helvetica, arial, sans-serif;"><span style="font-family: helvetica, arial, sans-serif;">Act as a senior cross-functional partner to leaders across Product, Data, Engineering, and Accounting, driving financial accountability and influencing key decisions with rigorous analysis and clear cost frameworks</span></li> <li style="font-family: helvetica, arial, sans-serif;"><span style="font-family: helvetica, arial, sans-serif;">Lead the monthly close process in partnership with Accounting, owning variance explanations, performance narratives, and financial accuracy across all COR categories</span></li> <li style="font-family: helvetica, arial, sans-serif;"><span style="font-family: helvetica, arial, sans-serif;">Champion the adoption of AI and automation across the COR function, identifying and deploying scalable solutions that improve data quality, forecasting precision, and reporting efficiency to support Chime's growth</span></li> <li style="font-family: helvetica, arial, sans-serif;"><span style="font-family: helvetica, arial, sans-serif;">Drive strategic initiatives and ad hoc analyses across COR, identifying optimization opportunities and translating findings into actionable recommendations for senior leadership</span></li> </ul> <h2><span style="font-family: helvetica, arial, sans-serif;"><strong>To thrive in this role, you have</strong></span></h2> <ul> <li style="font-family: helvetica, arial, sans-serif;"><span style="font-family: helvetica, arial, sans-serif;">Minimum 8+ years of Finance/FP&amp;A, investment banking, Big 4 accounting/advisory, or consulting experience</span></li> <li style="font-family: helvetica, arial, sans-serif;"><span style="font-family: helvetica, arial, sans-serif;">Bachelor's Degree, or equivalent degree in Finance, Accounting, Economics or other relevant field</span></li> <li style="font-family: helvetica, arial, sans-serif;"><span style="font-family: helvetica, arial, sans-serif;">Proven experience leading and developing high-performing finance teams, with the ability to set vision, coach talent, and drive accountability</span></li> <li style="font-family: helvetica, arial, sans-serif;"><span style="font-family: helvetica, arial, sans-serif;">Track record of owning end-to-end budgeting, forecasting, and financial modeling with a strong emphasis on accuracy, scalability, and business impact</span></li> <li style="font-family: helvetica, arial, sans-serif;"><span style="font-family: helvetica, arial, sans-serif;">Demonstrated ability to influence senior stakeholders and drive cross-functional alignment on complex financial and strategic decisions</span></li> <li style="font-family: helvetica, arial, sans-serif;"><span style="font-family: helvetica, arial, sans-serif;">Strong process-improvement mindset with demonstrated ability to leverage AI and automation to scale finance workflows and improve forecasting precision and turnaround time</span></li> <li style="font-family: helvetica, arial, sans-serif;"><span style="font-family: helvetica, arial, sans-serif;">Experience identifying, designing, or deploying AI-driven use cases within finance workflows such as forecasting automation, reporting acceleration, variance analysis, or scenario modeling</span></li> <li style="font-family: helvetica, arial, sans-serif;"><span style="font-family: helvetica, arial, sans-serif;">Advanced G-Suite, Microsoft Excel, Word, and presentation tools (PowerPoint, G-Slides) skills required</span></li> <li style="font-family: helvetica, arial, sans-serif;"><span style="font-family: helvetica, arial, sans-serif;">Bonus Experience: Pigment, Netsuite, Looker, Workday, SQL, Snowflake, Python/coding tools, and direct experience with Cost of Revenue, transaction economics, or vendor contract management</span></li> </ul> <p><span style="font-family: helvetica, arial, sans-serif;">#LI-BE1#LI-Hybrid</span></p><div class="content-conclusion"><h2><span style="font-family: helvetica, arial, sans-serif;"><strong>A little about us</strong></span></h2> <p><span style="font-family: helvetica, arial, sans-serif;">At Chime, we believe that everyone can achieve financial progress. We created Chime—a financial technology company, not a bank*—on the premise that core banking services should be helpful, easy, and free. Through our user-friendly tools and intuitive platforms, we empower our members to take control of their finances and work towards their goals. Whether it's starting a savings account, purchasing a first car or home, launching a business, or pursuing higher education, we're proud to have helped millions unlock their financial potential.</span></p> <p><span style="font-family: helvetica, arial, sans-serif;">We're a team of problem solvers, dreamers, and builders with one shared obsession: our members. From day one, Chimers have worked tirelessly to out-hustle and out-execute competitors to bring our mission to life. Their grit and determina*