Chime logo

Product Manager, Trust & Safety

Verified
Chime
Posted 4 days ago
Posted 29 April 2026
2 views
full-time

About the Role

<h2><span style="font-family: helvetica, arial, sans-serif;"><strong>About Trust &amp; Safety Roles</strong></span></h2> <p><span style="font-family: helvetica, arial, sans-serif;">At Chime, we believe in the power of our product to help people lead healthier financial lives. The Trust &amp; Safety team spans the full member lifecycle and is responsible for keeping our members’ accounts safe, ensuring uninterrupted access to their money, and minimizing risk and fraud loss across the platform.&nbsp;</span></p> <p><span style="font-family: helvetica, arial, sans-serif;">We’re hiring Product Managers across Trust &amp; Safety to drive critical investments spanning, KYC, support experiences and automation, and disputes. These roles sit at the intersection of customer experience, risk management, operations, and compliance—owning high-impact problem spaces where the tradeoffs are real and the stakes are high.</span></p> <p><span style="font-family: helvetica, arial, sans-serif;">You’ll partner closely with Engineering, Data Science, Design, Operations, Risk, and Compliance to define strategy, ship impactful products, and continuously iterate based on data and insights.</span></p> <p><span style="font-family: helvetica, arial, sans-serif;">These are high-impact opportunities to shape how Chime balances growth, safety, and member experience at scale.</span></p> <p><span style="font-family: helvetica, arial, sans-serif;">The base salary offered for this role and level of experience will begin at $150,000 and up to $244,000. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.</span></p> <p><span style="font-family: helvetica, arial, sans-serif;"><strong>This role is in-office in San Francisco Monday - Thursday.</strong></span></p> <h3><span style="font-family: helvetica, arial, sans-serif;"><strong>Open Roles</strong></span></h3> <p><span style="font-family: helvetica, arial, sans-serif;">Trust &amp; Safety at Chime spans multiple product domains. Individual roles focus on one of these areas, contributing to a shared mission of protecting members and enabling safe, scalable growth:</span></p> <ul> <li style="font-family: helvetica, arial, sans-serif;"><span style="font-family: helvetica, arial, sans-serif;"><strong>Enrollment &amp; KYC:</strong> Build onboarding and identity verification systems that enable fast, low-friction access for legitimate members while preventing fraud such as synthetic identity attacks.</span></li> <li style="font-family: helvetica, arial, sans-serif;"><span style="font-family: helvetica, arial, sans-serif;"><strong>Member Support Experience - Human Agents:</strong> Define the tools, workflows, and systems that empower agents to resolve complex member issues with speed, accuracy, and empathy at scale</span></li> <li style="font-family: helvetica, arial, sans-serif;"><span style="font-family: helvetica, arial, sans-serif;"><strong>Member Support Experience - Automation and AI Agents:</strong> Develop platforms and automation systems—including AI-driven capabilities—that scale support and back office operations and improve both efficiency and member experience</span></li> <li style="font-family: helvetica, arial, sans-serif;"><span style="font-family: helvetica, arial, sans-serif;"><strong>Disputes:</strong> Transform member experiences and design intelligent systems that help members navigate and resolve transaction disputes, balancing member trust, fraud risk, loss exposure, and operational efficiency</span></li> </ul> <p><span style="font-family: helvetica, arial, sans-serif;">Across these areas, you’ll work on problems that directly impact member trust, financial access, and the long-term integrity of the platform.</span></p> <h2><span style="font-family: helvetica, arial, sans-serif;"><strong>In these roles, you can expect to</strong></span></h2> <ul> <li style="font-family: helvetica, arial, sans-serif;"><span style="font-family: helvetica, arial, sans-serif;">Define and drive product strategy and roadmap within Trust &amp; Safety, balancing customer experience, risk mitigation, and operational efficiency</span></li> <li style="font-family: helvetica, arial, sans-serif;"><span style="font-family: helvetica, arial, sans-serif;">Own ambiguous, high-impact problem spaces and make thoughtful tradeoffs across technology, operations, compliance, and business goals</span></li> <li style="font-family: helvetica, arial, sans-serif;"><span style="font-family: helvetica, arial, sans-serif;">Make high-stakes tradeoffs where decisions directly impact fraud loss, member trust, and regulatory compliance</span></li> <li style="font-family: helvetica, arial, sans-serif;"><span style="font-family: helvetica, arial, sans-serif;">Partner deeply with cross-functional teams—including Engineering, Data Science, Design, Operations, Risk, and Compliance—to deliver scalable, reliable systems</span></li> <li style="font-family: helvetica, arial, sans-serif;"><span style="font-family: helvetica, arial, sans-serif;">Build and evolve systems that leverage data, experimentation, and (where applicable) machine learning and AI to improve outcomes</span></li> <li style="font-family: helvetica, arial, sans-serif;"><span style="font-family: helvetica, arial, sans-serif;">Define clear metrics and success frameworks, using data to drive continuous improvement across member experience, risk outcomes, and operational performance</span></li> <li style="font-family: helvetica, arial, sans-serif;"><span style="font-family: helvetica, arial, sans-serif;">Influence cross-functional strategy and align stakeholders across diverse priorities and constraints</span></li> <li style="font-family: helvetica, arial, sans-serif;"><span style="font-family: helvetica, arial, sans-serif;">Drive execution in mission-critical environments where reliability, security, and compliance are non-negotiable</span></li> <li style="font-family: helvetica, arial, sans-serif;"><span style="font-family: helvetica, arial, sans-serif;">Contribute to the evolution of Trust &amp; Safety and Operations at Chime by identifying new opportunities, shaping long-term strategy, and raising the bar for product thinking</span></li> </ul> <h2><span style="font-family: helvetica, arial, sans-serif;"><strong>To thrive in these roles, you have</strong></span></h2> <ul> <li style="font-family: helvetica, arial, sans-serif;"><span style="font-family: helvetica, arial, sans-serif;">4–10+ years of experience as a Product Manager (leveling will vary based on experience and scope)</span></li> <li style="font-family: helvetica, arial, sans-serif;"><span style="font-family: helvetica, arial, sans-serif;">Experience working on complex product problems involving risk, operations, platforms, or customer-facing systems</span></li> <li style="font-family: helvetica, arial, sans-serif;"><span style="font-family: helvetica, arial, sans-serif;">Strong product judgment and the ability to navigate ambiguity and make principled tradeoffs</span></li> <li style="font-family: helvetica, arial, sans-serif;"><span style="font-family: helvetica, arial, sans-serif;">A strategic mindset paired with the ability to translate vision into practical execution</span></li> <li style="font-family: helvetica, arial, sans-serif;"><span style="font-family: helvetica, arial, sans-serif;">Proven ability to influence and align cross-functional stakeholders across technical and non-technical teams</span></li> <li style="font-family: helvetica, arial, sans-serif;"><span style="font-family: helvetica, arial, sans-serif;">Strong analytical skills, with experience using data to inform decisions and measure impact</span></li> <li style="font-family: helvetica, arial, sans-serif;"><span style="font-family: helvetica, arial, sans-serif;">Customer empathy, with the ability to deeply understand user needs and translate them into product solutions</span></li> <li style="font-family: helvetica, arial, sans-serif;"><span style="font-family: helvetica, arial, sans-serif;">Comfort operating in fast-moving, high-stakes environments with evolving constraints</span></li> <li style="font-family: helvetica, arial, sans-serif;"><span style="font-family: helvetica, arial, sans-serif;">Passion for Chime’s mission of helping members lead healthier financial lives</span></li

Related Searches

Explore more opportunities matching this role's title, location, and skills.

Job Title PagesLocation PagesCompany PagesSkill Pages

Ready to apply?

Click below to apply directly on Chime's careers page.

Get the top 10 hyper-growth roles delivered to your inbox every Tuesday.