Software Engineer III

<div class="content-intro"><p><strong><em>🚀 We’re on a mission to make money work for everyone.</em></strong></p> <p>We’re waving goodbye to the complicated and confusing ways of traditional banking.</p> <p>After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as&nbsp;<a href="https://monzo.com/current-account/personal&quot;&gt;personal&lt;/a> and <a href="https://monzo.com/business-banking&quot;&gt;business&lt;/a> bank accounts, we offer <a href="https://monzo.com/current-account/joint-account&quot;&gt;joint accounts</a>, <a href="https://monzo.com/current-account/16-17&quot;&gt;accounts for 16-17 year olds</a>, a <a href="https://monzo.com/current-account/under-16s&quot;&gt;free kids account</a> and <a href="https://monzo.com/flex&quot;&gt;credit cards</a> in the UK, with more exciting things to come beyond. Our UK customers can also <a href="https://monzo.com/savings&quot;&gt;save&lt;/a>, <a href="https://monzo.com/investments&quot;&gt;invest </a>and&nbsp;<a href="https://monzo.com/pensions&quot;&gt;combine their pensions</a> with us.&nbsp;</p> <p>With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!</p> <p>We’re not about selling products - we want to solve problems and change lives through Monzo ❤️</p> <hr> <p>&nbsp;</p></div><p>📍Barcelona, Spain | 💰 Base salary for this role is depending on experience&nbsp;+<em> </em>Incentive Awards tied to your performance<em> </em>&nbsp;+ benefits&nbsp;<br>Hybrid model: 3 days a week in the office</p> <p><strong>About our Engineering Teams:</strong></p> <p>We have over 400 engineers across Monzo who design and build our in-house banking platform. We have big ambitions for the future, and technology plays a big role in creating a bank our customers want, so engineers at Monzo collaborate across disciplines to solve interesting challenges throughout the company.</p> <p>These range from the products our customers use everyday to underlying infrastructure, security, payments and finance, customer operations, financial crime, and data, to name just a few areas. As a bank, there is scope for impact across a huge number of opportunities.</p> <p>We contribute to <a href="https://github.com/monzo&quot;&gt;&lt;strong&gt;open source software</strong></a> as much as possible. Our <a href="https://monzo.com/blog/technology&quot;&gt;&lt;strong&gt;blog&lt;/strong&gt;&lt;/a&gt;&lt;strong> </strong>is a good place to learn even more about what we do!</p> <p><strong>Your day-to-day&nbsp;&nbsp;&nbsp;</strong></p> <p>This role is all about collaborating with your team to make a difference to your customers. As a backend engineer you’ll work in a squad alongside other disciplines like product managers, marketers, user researchers, designers, mobile engineers, web engineers, data analysts, business analysts, writers and more!&nbsp;</p> <p>Together you’ll build and support a particular part of Monzo. Our squads belong to our wider&nbsp;<em>collectives</em>&nbsp;(a word we use to describe self-governing business units of ~100 people). They are; Core Banking, Business Banking, Wealth, Borrowing, Growth, Payments, Platform, Fincrime, Security &amp; Expansion.</p> <p>They’re all looking for additional Backend Engineers right now, we do a standard interview process across all our collectives and at the end we will find the best match for you based on your skills, experience, preferences and aligning with the business need!&nbsp;</p> <p>Our backend engineers have a variety of different backgrounds. As long as you enjoy learning new things, we’d love to talk to you. We do not ask for formal qualifications or degree requirements for any of our engineering roles.</p> <p><strong>You should apply if:</strong></p> <ul> <li>you have strong experience working on the backend of a technology product</li> <li>you want to be involved in building a product that you (and the people you know) use every day</li> <li>you have a product mindset: you care about customer outcomes and you want to make data-informed decisions</li> <li>you’re comfortable working in a team that deals with ambiguity</li> <li>you’re interested in distributed systems and writing resilient software</li> <li>you hav