Principal Product Manager - Banking

<h2><strong>About Adyen</strong></h2> <p>Adyen provides payments, data, and financial products in a single platform for global customers including Uber, eBay, and Microsoft. Everything we build is engineered for ambition — at global scale and with a strong commitment to ethical, responsible innovation.</p> <p>Adyen operates with its own banking licenses and fully in-house financial infrastructure. We value leaders who think in systems, move with urgency, and make principled decisions that balance growth, customer impact, and long-term trust.</p> <h2><strong>The Role</strong></h2> <p>We are seeking a Principal Product Manager, Banking (US) to define and scale the next phase of Adyen’s banking strategy in North America. This role owns the end-to-end product vision, strategy, and execution for Adyen’s US banking capabilities, sitting at the intersection of payments, money movement, platform services, and embedded finance.</p> <p>Adyen has already built the foundational banking infrastructure — licenses, regulatory approvals, integrations into local clearing systems like ACH, RTP, FedNow. The mandate now is differentiation: defining how Adyen wins in embedded and enterprise banking across the US market.</p> <p>This is a senior individual contributor role with responsibility for driving outcomes across a globally distributed organization spanning Product, Engineering, Compliance, Risk, Operations, and Go-To-Market partners.</p> <h2><strong>What You’ll Do</strong></h2> <h3><strong>Set Vision &amp; Strategy</strong></h3> <ul> <li>Define and own the long-term vision and strategy for Adyen’s US banking products, grounded in customer value, measurable business impact, and responsible growth.</li> <li>Translate market opportunity into clear priorities, roadmaps, and success metrics across customer segments and verticals.</li> <li>Identify differentiated use cases that position Adyen as the primary financial relationship for platforms and SMBs.</li> </ul> <h3><strong>Scale Banking as a Platform</strong></h3> <ul> <li>Lead the maturation and expansion of Adyen Accounts in the US, both for embedded and enterprise customers, and money movement capabilities</li> <li>Define how banking integrates natively with Payments, Capital, and Issuing to create seamless financial workflows.</li> <li>Drive adoption and attach rates across enterprise and platform customers.</li> </ul> <h3><strong>Build for Scale &amp; Regulatory Rigor</strong></h3> <ul> <li>Ensure product decisions balance speed, reliability, compliance, and monetization.</li> <li>Partner closely with Compliance, Risk, and Finance teams to navigate regulatory dependencies impacting US banking growth.</li> <li>Design capabilities that are scalable, auditable, and resilient in a regulated environment.</li> </ul> <h3><strong>Lead Through Influence</strong></h3> <ul> <li>Operate as the product authority for US banking, representing the strategy internally and in strategic customer discussions.</li> <li>Drive cross-functional alignment across Engineering, Commercial, Risk, and Operations teams without direct authority.</li> <li>Raise the bar for product clarity, prioritization discipline, and strategic thinking within Financial Products.</li> </ul> <h2><strong>What Success Looks Like</strong></h2> <p><em>Within your first 12–18 months, you will have</em>:</p> <ul> <li>Defined and aligned on a differentiated 1–3 year US banking strategy integrated with Adyen’s global Financial Products vision.</li> <li>Launched high-impact product capabilities that accelerate customer adoption and improve activation metrics.</li> <li>Increased product attach rates across Payments, Capital, Issuing, and Accounts.</li> <li>Established clear visibility into performance metrics for US banking growth and monetization.</li> <li>Strengthened cross-functional execution rigor and strategic alignment across the US organization.</li> </ul> <h2><strong>Who You Are</strong></h2> <h3><strong>Experience &amp; Scope</strong></h3> <ul> <li>10–15+ years of experience in Product Management or adjacent leadership roles within fintech, banking, embedded finance, or similarly complex, regulated domains.</li> <li>Proven experience building and scaling US-based banking or financial products that move meaningful transaction volume.</li> <li>Demonstrated ability to operate at enterprise scale w